EXECUTIVE RISK INSIGHT

Newsletter

Two short reads a month, each on a risk or safety issue that is quietly costing companies money.
Written for the people who have to act on it.

THIS WEEK

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Veltera shield above the words Safety Grants, with matching grant amounts for Michigan, Ohio and Minnesota


SEPTEMBER 25, 2026
Some States Will Split the Bill on Safety Equipment. Most Companies Never Ask.
By Jason Allen, MBA CSP – Founder & CEO, Veltera Risk Advisors

 

Michigan, Ohio and Minnesota all run matching grant programs for safety equipment. They are small and quiet, and every one of them asks for the same thing before it pays: a documented evaluation showing you are buying the right equipment.

Safety equipment competes against everything else in a budget and usually loses, because the return on it is a claim that never happens. In a few states, there is a way to change that math, and the programs get far less attention than they deserve.

MIWISH, the MIOSHA Workplace Improvement to Safety and Health Grant Program, matches employer spending on safety and health equipment dollar for dollar, up to $5,000, with one award per company each fiscal year. To qualify, you need 250 or fewer employees company-wide, you need to fall under MIOSHA jurisdiction, and you need a site-specific evaluation justifying the equipment purchase.

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ALSO RECENT

Drivers on their phones after a collision between personal vehicles outside an industrial facility


AUGUST 28, 2026
The Vehicles You Do Not Own Are Still Your Risk
By Jason Allen, MBA CSP – Founder & CEO, Veltera Risk Advisors

The parts run, the bank deposit, the drive between sites in an employee’s own car. Liability follows the work, not the vehicle title, and most businesses have never mapped this exposure.

Safety inspector reviewing documentation on a clipboard inside an industrial facility


AUGUST 21, 2026
The OSHA Inspection You Did Not Schedule
By Jason Allen, MBA CSP – Founder & CEO, Veltera Risk Advisors

Most businesses meet their compliance officer for the first time on the worst possible day: after a serious injury, with no plan for the visit that follows.

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